In US, credit score can either be a boon or a bane. Having a good credit score opens up access to cheaper mortgage rates, better credit cards and comfortable auto loans. Absence of one can cause the opposite. As an immigrant, one has no prior credit history. Lack of credit history is not seen favorably by several financial institutions and …
Housing Options in Singapore vs USA – Rents, Buy ? HDBs vs Condo
A good house is critical to create a healthy home atmosphere…besides, housing expense is one of the big expense items that can suck away a good chunk of your income either for rent or EMI and can be an influencing factor for your saving potential and lifestyle too… In this article we will review the housing options in US vs …
Public Transportation – Buses, Trains, Taxis – Singapore Vs USA
The ability to travel from one place to another is one of the key aspects to consider when you plan to relocate to a place. One should either be able to buy a car at a reasonable price, have the flexibility to maintain the same at a reasonable cost, and use the same to move around with less traffic jams. …
Roads, Buildings, Public Facilities and Infrastructure – Singapore vs USA
It is very important to have proper infrastructure, roads and buildings, and public facilities in the place we live…This could be one of the key deciding factors in defining your lifestyle. As part of the Series Living in US vs Singapore, we will cover around this topic comparing America and Singapore so that it gives you some idea, if you …
Series: Living in US vs Singapore – Move back to Asia from America?
If you are from Southeast Asia or Indian subcontinent and have lived in America for quite a few years and plan to move back from US someday for one of the reasons like kids education, their upbringing in your cultural values, take care of parents, settle down in home country, etc., it could be quite difficult to make the complete …
Is Tap Water Safe to Drink in USA ? Safe Drinking Water Act in America
Recently, one of our readers asked regarding Drinking Water in USA as he is new to America. I thought to myself, why didn’t this come to my mind, I should have addressed this long time ago. I travel quite a bit for work and usually check on water quality and regulations from locals who live in that country. Anyways, let …
Why NOT to speak English faster in America as International ?
Many of the internationals, especially Asians from the sub-continent, tend to speak English so fast that the American counterparts may not understand a thing. It may sound quite normal for the person speaking, but Americans may not comprehend much as you are speaking fast. Lets see why it is important to speak slowly and how can you fix it. Why …
New to US on Work Visa – Why NOT to compare Prices of US vs. Home Country
When I moved to the US for the first time for education, I used to compare the prices in USA with prices in India, which is my home country. It was NOT just me, I noticed the same thing with many of the students as well. Also, when I started to work and got acquainted with H1B visa or L1 …
In USA on H1B and L1 Visa – Should You Buy a Car – Benefits vs. Expenses? Need ?
One of the most important decisions when you start to work on H1B Visa or L1 Visa in America is to decide if you should buy a car, even if you plan NOT to buy an expensive car like Audi or Porsche. There are many benefits of owning a car…if you are planning on saving money, you need to watch …
Where to wash Clothes or do Laundry in US? Can I Hang clothes outside on a String?
Washing clothes is a very trivial thing, but when I landed in US for the first time, I was not sure how it would work. I have seen new students and professionals wash clothes/ undergarments in a bath tub and hang them in the house, which would stink the entire house as it most of the houses are air conditioned …