Should I study/apply MS or MBA in US after B.Tech/ B.Com ? MBA vs MS fees, degree focus, funding ? Which is better ? – Part 2

Fees  MBA vs MS ? Which is cheap ? State University Vs Private Schools

This article is continuation of Should I study/apply for MS or MBA in US after B.Tech/ B.Com ? MBA vs MS fees, degree focus, and funding issues explained – Part 1, please read the previous article  before you read part 2.

MS fee is typically much cheaper than MBA fees. You might ask, why is it ? Simple answer, because MBA is typically done by people who are working and for significant number of them their companies pay for the fee. Why do companies pay for education ? Well, they want their employees to grow and become elite managers to sustain the growth and boost  their organization. Also, people can get paid lot more after MBA because their designation changes if they are good ! With recession it is tough these days…. Will everyone make high salary ? Nope, it depends on your talent and University you go to…economy too L   . Again, it depends on every University. State schools fee is always cheaper than Private Schools. For instance, MBA at private school like University of Chicago will cost you ONLY the tuition for NINE MONTHS is $49,000 and MBA at state school like University of Wisconsin will cost you $13,348 for a SEMESTER or around $26,800 for two semesters.  For masters it is same typically in terms of state or private schools, it is cheaper to study in state schools. For instance, fees at University of Houston Masters program is around $600 per credit, that comes to $5400 per semester if you take 9 credits.  Again, in state schools fees for MBA and MS might be pretty much very close or same with exception of special fee they charge for MBA. But private schools it is much different.

Funding for MBA and MS ?

Funding is a big thing for students and most common types of funding as I explained are in form of TA, RA and GA. Check the post about what are TA, GA and RA for more info if you do not know with funding info.    Let’s think logically first, MS is more technical and research oriented, logically speaking if the University has more research funding then, there is more funding for MS. On the other hand, MBA, it is not tied very much to research, where do funds come from ?  Only source for MBA funding is Fellowships, scholarships or TAs for Undergrad Business students.  If you notice, for MBA, research part is almost not there unless you are in PhD. Guess what, if you are MBA and applying for funding in Business school,  MS people of Marketing or Finance are competition to you for that too.  So, your option is to work in other departments or no funding at all. But for MS, you have many options like working as RA, TA or GA in your department or other department based on your background.  Not only logically, in reality too, there is less funding for MBA than MS due to the research focus and other related aspects. You may get in-state tuition in state universities if you stay long enough like year or so and pay taxes in that states, but in private schools forget about funding…

Confused??  Here is my piece of advice….

I know most of you want to be managers and entrepreneurs in future by jumping into MBA right after B.Tech, B.A or B.Com… Let me tell you the truth folks, You will learn very little if you go to MBA without two to three years of work experience. You have to work in an organization setting to fully comprehend and appreciate the full potential of MBA.  For this reason, most of the business schools have requirement of 3 to 5 years of work experience as a major factor.  Think about this, “if you were never a team member, how will you understand the team member’s problems and their perspective if you  were never a team member and directly have become a manager”. So, start at the base and then climb up ! My recommendation is if you are starting your career, then do not go for MBA, work and then go. Check this article for more info on this. As of MS is concerned, as I said in previous posts there are many types of students who would like to come to US for education and some for Job only.

  • If you coming to US, just for job sake and make money, just go for MS.
  • If you want to do PhD some day and be professor, then MS and PhD integrated program.
  • If you worked for two years, and have Money to support your MBA financially, then MBA
  • If you are not sure what you want to do, then MS. You can always do MBA like me after MS.

To be clear, these are just my personal suggestions. It is your decision, plan well and shoot the bulls eye… I am not trying to discourage anyone to do MBA right after B.Tech, but just telling you the facts I have learnt. If you have any questions, post a comment under this, I will respond !

Good Luck ! Make a Wise Decision….It is your future !

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528 comments… add one

  • H K DEEPAK Nov 15, 2014 Reply

    Hello sir i have fnshd my 3years & nw studying for CA (Chartered Accountant) course. So wil it be possible fo me to do a MS in Finance in US ?????
    What wil be the overall cost to study dat course including fees, acomodation & food expenses. I am frm a middle class family so cant afford too much.
    Please suggest & please do leave a reply to my mail id as soon as possible.
    My mail id : [email removed spam]

  • surya Nov 11, 2014 Reply

    Am doing bcom general in distance n nw am 3rd yr. Can i do ms after completing my degree. Please suggest me as fast as u can

  • Rita Nov 11, 2014 Reply

    I am in my final year of Btech (Comp Eng). I want to do my ownbusiness in India. Will MBA OR MS help me to select what Sort of business I can do

  • Vijendra K N Nov 10, 2014 Reply

    I want to become big busines man,I completed B E in civil having one yr exp in my field …i want to do master degree in US,Ms or MBA which one better I don’t have much money….

  • Rakesh Nov 9, 2014 Reply

    Thank you for the information Kumar, it was very helpful.

  • Ecos Nov 5, 2014 Reply

    I am a Business management graduate when I was working as a payroll team member I have completed my MBA from sikkim manipal university (distance learning), I got 6 years of work experience, My dream is to get into USA and earn some $ and make my parents proud because I belongs to a poor agriculture family, as I heard there is very demand for Indian technical manpower (IT) I have studied webdesigning this year and become a good web-developer. my academics are management related and I am very good in accounting and payroll sector. later I became a good web developer to so can I apply for some technical cources (MS – Computer science) to get a good earning job easily by completing my MS only or is there any other courses are available? please guide me sir

  • Twinkle Nov 5, 2014 Reply

    Thxxr 4 clrng mahh oll doubt…
    I jst want to ask abt xams related 2 MS…and olll process…i am dng tax 2nd year

  • meghana Nov 3, 2014 Reply

    Hello :) This information was really helpful. Just wanted to ask if an MS in MIS has scope both in India and abroad ?
    Thank you.

  • preethi Nov 3, 2014 Reply

    I have completed my 3 year b’com degree in India.can I apply for a ms programme in usa…will my 15 years education is acceptable to the us universities.

  • jagruthi Oct 23, 2014 Reply

    Iam pursuing B.E/B.Tech in computers ,iam interested in doing MBA but you told like to do job for few years and then start doing MBA,and i would like to know what type of mba course suits for the course I have done so that i can get a bright future

  • RON Oct 6, 2014 Reply

    Hi Kumar. Thanks for the article.

    I have done Btech in ECE. I have a work experience of 2 years and a few months in the business development side of the company. I want to study further but i am not really sure of what to choose. I no if i do MBA i will be able to get a good job and do well in life. But at the same time i am not really happy with the job i am doing and i am scared that after MBA i might just end up in the same kind of a job.

    Secondly i am really interested in MS as i want to develop my technical side of me. Issue being when i got into Btech i had no clue as to what i am doing or what i am studying. But now i regret it. I really want to do MS coz i want to get into sumthen i am interested in but my past does not support it that much i mean my basics are a mess.

    Now the question being. If i do chose MS is the education worth it. I mean is it hard or is it easy. And for Some body who screwed up his Btech will it be easy to cope up with the standards of education. Now i am more serious bout my education and want to make a better decision. Kindly suggest me.


  • KISHORE Sep 24, 2014 Reply

    hi..i have completed ma btech computer science and software engg..and i have done my mba in hr….am a fresher…but i m thnkng to study in abroad? wch wud b d right option for me? eithr mba or ms? pls reply sir

  • priyanka vasanth Sep 24, 2014 Reply

    I am Priyanka i have completed my BBM and after my graduation i was willing to do an MBA and wasted a year searching for Universities and job. And now form 3 months i am working in a IT and service Management Company in accounts and finance department as a full time trainee and i am learning a lot!
    My question is?
    * Can i work for 1 and a half year and then do my MBA in USA? will it make a huge difference having 1 and a half year of work ex and 2 year work ex?
    *Will 1 year gap is a negative point on my resume?
    *And i don’t have a very good Gpa will it effect my resume?
    Please advise

  • Nishit Sep 11, 2014 Reply

    is it better to do ms from europe after ?

  • rahul reddy Sep 3, 2014 Reply

    thanks for you suggestions

  • chaitanya Sep 2, 2014 Reply

    Thnx for the guidance

  • ashok Aug 15, 2014 Reply


  • chiranjeevi Jul 29, 2014 Reply

    I have completed MBA from JNT University, now i want to go US for other studies and make money. please suggest me which course is opt to me and what is the process to full fill my dreams.
    How much is the cost and how much can i expect after studies.

    Thanks and Regards,


  • ghfhgf hgf Jul 29, 2014 Reply

    Nice article.. I would like to give four views on this…

    1.) If u are a Btech or MCA, go for MS after 3 years of work here in India. Top MNCs like TCS, CTS, WIPRO tech, CAPGEMINI etc. will sponsor for MBA in India … albeit i dont think they are much interested in financing GMAT candidates! However, after getting a MS, there are possibilities that you can get stipend from research oriented work or can get a stable job (around 85% chances you will end up getting a job that will finance your MBA after 4 to 5 years).
    2.) Work your ass out here in India.. get money… get experience.. show some immovable property and get some bank loan… move our ass out there in us… go for mba and get into a managerial position… hell yeah u are kind of settled with a sick and boring job that will fetch u loads of money but no fun
    3.) Work here… Go for GRE… MS… research and be a professor or something… respectable job… loads of money… and yes u get to research and read a lot as much as u want. I personally love technology like my gf :) So this was the best option for me
    4.) This is perhaps considered to be a hack, but i must say this is one fine way to crack the system! If you are staying in india… find out agencies that would help you get VISA. They will easily get paper works done and would help you get a more or less stable job (small but stable IT job) in SINGAPORE! Yeah u heard me rite! Work there .. make money… learn…. and then plan your shift… easiest way is to shift your location to Australia and get a job there! Else simply plan your further studies while staying over there boosting your asset growth.

  • B.Nageswara rao Jul 25, 2014 Reply

    I am completed my graduation in bbm but I want to make prepared to the gre exam what is the use of this exam

  • NAveen Jul 23, 2014 Reply

    Well i have (computers) degree is it possible for me to do a ms or Mca in us ?

  • Rohit Gupta Jul 22, 2014 Reply

    Hi there,
    I’m still confused as to whether should I go for MBA or MS.
    Can you please brief me on MSIS.Is it a combination of Management and Technology?Does it have any weightage??


  • sanket Jul 19, 2014 Reply

    I am supposed to complete my btech degree by 2016 from the institute named VJTI(mumbai). now i am in the third year (sem5). i have my cpi around 8.0 pointers. what would u suggest me, to do mba or ms. where would i perform better? i am also planning to apply for upsc exam for becoming an IAS officer. what should i do? i am very confused right now. should i join coaching classes for these . also suggest for which exams should i take coaching classes. mba or ms or ias? plz suggest.

  • Biswajit Jul 18, 2014 Reply

    I’ve already added this question (unanswered) but still I’m asking it here:
    Can I get admission for PhD program to any Ivy League institution after completing MS from a decent university (like UT Austin or UT Dallas)?

  • shreya Jul 3, 2014 Reply

    i have just completed my this year but want to go for MS in USA.but i m confused that i m from non-technical field so will i be able to do MS?will it be tough for me? should i do some programming course here which can help me in that field for future? please suggest if you know about some course which would help me in MS.
    please help me.i am in a big trouble and have to take decision faster as i have to prepare from wright now.

  • srikanth Jun 29, 2014 Reply

    i have completed MBA(finance,2011 passed out ) here in India, i have 2.5 years of experience working for Franklin Templeton investments,am planing for MS in Computer science USA just am going USA for job sake or to make money can you suggest me which will be the best option in MS for me ??

  • sheena Jun 23, 2014 Reply

    thank you so much for this article. it has helped me clear my mind a lot. i wanted to join an mba college right after mu undergraduate but it makes more sense to do an MS first.

  • Mounika Jun 15, 2014 Reply

    Is there anyone who had done MBA directly after
    Is it possible to do MBA after without any experience? Will the universities accept with out experience?

  • Mahesh.R.J Apr 25, 2014 Reply

    Hi I completed my in aeronautics. In future I want to study in usa.which is better option mba or ms which one I have to take.

  • Siva Harsha Apr 17, 2014 Reply


    I completed my B.Tech in Information Technology and now working in Software Industry. Previously I worked as a Lecturer in an engineering college for 1 year. From now after 2 years I want to pursue higher education in US for my career growth as well as to earn high. Which is better to opt (MS/MBA). Also kindly suggest me how to approach.
    Thanks in advance…

  • syed muskaan Apr 8, 2014 Reply

    i have completed MBA finance & i want to go to USA for my further studies as well as job so will u suggest which 1 is better for my MS / MBA.
    as i already holding a pg degree in my hand please let me know…….
    if i go for MS then which stream i can choose

  • Krunal Feb 1, 2014 Reply

    I have completed my B.Tech in electrical.Now i have joined Family Business which is in the same field and i want to do MBA but some people said that MS would be better for me.. so i m confused what i should do.

  • Kumar S Jan 20, 2014 Reply


    I have read your article and it is very informative and helpful. I would like to appreciate your efforts in putting all the information n your suggestions.

    I have done my B.Tech in Electronics and Communication with excellent credentials. But joined in an IT firm n completed 3 yrs successfully in it. I m good in IT also i.e., good programmer and learnt all major frameworks. I got a chance to travel in H1B visa. Now planning to go for M.S and being confused in selecting the discipline i.e., Ms in Computer Sciences or Electronics.
    Personally, i like Electronics but afraid that my all 3 yrs exp in IT will be vane.
    If I chose Electronics, how will be the opportunities for it, will there be any chance of my prior experience helping me?

    What would you suggest….?:) :)

  • Tinku Jan 2, 2014 Reply

    I have completed Btech in Computer Science and would like to purse a management degree. MS in Management or MS in Management Information System.
    Which Country will you suggest USA or UK? I also look for a decent job after this course.

  • Zaid Dec 22, 2013 Reply

    hey really helpful article,im not sre what to do,jst finished my engiineering in electronics and telecommnication,can i work for 2 years in a engineeering firm,for work experience and then decide if i should go for an mba or ms??

  • Pulak Dec 21, 2013 Reply

    Hi, I have 3 years experience in software and want to go for MBA now. I need some advice on exams I should take other than HMAT that will help me in getting colleges in and outside India. Also, should I go for 2 years or 1 year MBA courses?

  • Avinash Vishwakarma Dec 18, 2013 Reply

    Hi Kiran

    I am currently in an MNC (Stamford ,CT,US) and working on H1B Visa ,its valid for 2 yrs(till dec 2015).
    I immidiatly want to join part time MS programme.

    could you please help me with more details on fee structure and its benefits


  • Arun Dec 14, 2013 Reply

    Here’s my situation.
    B.Tech in Computer Science and MBA in Marketing from INDIA (4+1 – 5 Year Integrated Program – Dual Degree), very little inclination towards technical coding, SDLC or programming… Got hired by IT MNC in Corporate communication because of MBA marketing.. 3.2 years of work experience now but struggling to make money out of this job.

    Should I go for MS in Information Technology Management? Is that a good option? Will it suit my aptitude given the fading inclination towards hardcore programming, algorithms, etc. I intend to get hired as a business analyst after completing MS (If I make it).

    Any advice on this approach. Does it make sense to do MS after an Indian MBA? The objective is to be in a techno-managerial role and make money in the US… please comment.

  • Arun Dec 14, 2013 Reply

    Sir i have Done my MBA in INDIA .and my Backrgound was Bcom computers Do i have Any chance to do MS in Us.because i ain’t Intrested in Doing MBA again.And as u mentioned above it is very costly i can’t afford that much.Just i want to Know is there any chance for bcom students to Do MS .i want to Earn Money

    • Arun Dec 14, 2013 Reply

      I am also sailing in the same boat Arun…

  • Adheesh Nov 22, 2013 Reply

    I needed to ask some basic questions which I confused about. I have completed my Btech in Computer Science and I willing to go for MS but I am dancing over so many majors in MS the universities in US provides, basically confused what to opt for. Also, I do not plan for integrated PHD-MS, for being honest I simply look for specialization which would be fruitful for me, post majors, in getting a good paid job in US itself and work my way through gaining experience. So what are the job prospects after MS and will I be able to fulfill the money I will be investing for my studies? (I going to study with my savings and not by loans.)

  • RAHUL KANCHARLA Nov 22, 2013 Reply

    Greetings of the day

    Sir i have doubt regarding the program i have accepted for my MBA program in International marketing and got my VISA approved and i need to change my program from MBA to MS in computer Science is it possible to transfer from MBA to MS to other university. i had my in computer science engineering. So, please give me reply as i cant understand what to do.

    Thanks and Regards….


  • Confused Nov 10, 2013 Reply


    I have 1 year of work ex as of now and am confused to continue the job or go for regular MBA proramme. Practically, in a year or 2 marriage will be on cards, will it be a wise decision to do MBA continuing with my married life or just go ahead now? I did B-Tech and got a campus placement. The only thing i do not like about my job is SHIFTS. please suggest.

  • krishna kanth Nov 9, 2013 Reply

    hai to all,
    i want to go to US and earn money, but i dont have much technical knowledge,i can go for MS but i think i will struggle for that, i have good knowledge in management side and i want to do MBA, is this a good idea to go US and do MBA.please give me a solution for my problem.

    • User Nov 9, 2013 Reply

      Come and do MS then only you will earn money. MBA toh is done by everyone and you won’t be able to compete with them.

  • Farender Garg Sep 30, 2013 Reply


    I am a account proffessional B-com, Please suggest me chances for geting F1 Visa. I already have B1/B2 Visa and visited USA 3 times but form my companies Now I want to put my effort to get a job in US itself. I am already enrolled with stratford university for MBA (finance) and completed with half of course from one of the indian campus, But now want to finish My MBA from Virginia campus. Please suggest me the Job perspectives also. all my experience are with US MNC’s in accounting but through KPO sector in India.

  • Farender Garg Sep 30, 2013 Reply


    I am an account proffessional Enrolled with stratford university for MBA(Finance) USA, I have already completed half of the course from MAII one of the campus in india, Now I want to complete this MBA from US Campus. please suggest me about the Job chances as I have already 6 year experience in accounts field with US MNC itself but from india.


  • ruchi singh Sep 30, 2013 Reply

    sir, i have done diploma of optometry so i want to know that can i applied for b.opto 2nd year and from where and also want to know the master degree of optometry and about MD?
    can i applied for MD after B.opto .
    please reply me on my emailid………….

  • samiksha Sep 29, 2013 Reply

    i just want to go US to make money, but m too confused. I have not even a bit interest in technical and m a student of computer science, m scared if i did MS, m sure i won’t able to give even my 75%. n company will choose technical students, so my chance is 10%. n i dont wana bankrupt my parents. i am from middle class family so cant afford too much fee.. m too confuse, plz help me..

    would it be posibl dt after cmpletng my MS, i will got through a company with good package… ???

    • krishna kanth Nov 9, 2013 Reply

      Hai Samiksha i too have the same problem, i dont have much more technical knowledge, i can go for MS but i think i will struggle for that.
      I want to go to US to earn money and i have good knowledge in management side and i want to do MBA. Is this a good idea to go to US and do MBA. please give me solution for my problem.

      • kiran Nov 13, 2013 Reply

        just being confused and asking 100 ppl about that will make u more confused. even i was just like u before i decided between MS or MBA. search for SWOT analysis in google. do that on yourself and you will get the answer as what to choose between MS or MBA. as u already know the advantages of u doing a MBA is more compared to doing a MS(which u r not e1 sure of passing with good grades), there should be no doubt regarding this again. anyways do a SWOT analysis and u’ll get the answer.

    • User Nov 9, 2013 Reply

      Samiksha come and do MS if you want to earn money otherwise stay in India, do easy things and not earn money. To earn money you have to do hard things like MS or PhD.

      • kiran Nov 13, 2013 Reply

        and there is no hard fact or rule that only by doing MS we can earn more money. for ex:just an MBA from BITS or IIM will fetch u more money compared to doing MS(when you are not strong in technical field). so better do the thing in which u r good at. instead of forcing urself to do which u dont like and later crib about it

    • kiran Nov 13, 2013 Reply

      just being confused and asking 100 ppl about that will make u more confused. even i was just like u before i decided between MS or MBA. search for SWOT analysis in google. do that on yourself and you will get the answer as what to choose between MS or MBA. as u already know the advantages of u doing a MBA is more compared to doing a MS(which u r not e1 sure of passing with good grades), there should be no doubt regarding this again. anyways do a SWOT analysis and u’ll get the answer.

    • Kiran May 4, 2014 Reply


      I am kiran, I had done my in Electrical & Electronics stream. Right after that I have joined in a company and have been working for 2 years. I am technically good, but I don’t like to work as the way I am working right know. I want to earn money. Even I don’t mind doing CS in masters. Or whether should I opt for MBA to make money. I want to fix my career after what I am going to do. If it is MBA, is it better to do it in India or in US. Please suggest I am dying here….

  • PRERNA SINGH Sep 25, 2013 Reply

    I am planning to apply for 2014 intake . To brief about my background:-

    Education: I have a 3 year bachelor’s degree in business administration… followed by a year program concentrated in Marketing and a 2 years Masters in Commerce(Management concentration)…
    Professional: I have been working for 2+ years, with experience in business development and client management in advertising industry.

    Can anybody please suggest which program I should apply for considering my background…

  • sahil Sep 25, 2013 Reply

    great an… sense of respite. was in confusion since so long

  • vamsi Sep 22, 2013 Reply

    i am going to complete my with this march of 2014 and i want to do MBA ….so can i know what are the main required qualification to get top MBA collage…. in USA. and the main aspects to get in MBA……
    i hope the reply would be there….

    ‘ thank you’

    • kiran Nov 13, 2013 Reply

      Please read this post again Should I study/apply MS or MBA in US after B.Tech/ B.Com ? MBA vs MS fees, degree focus, funding ? Which is better ? both part 1 and part 2. becoz if u had read it, you wouldnt have asked this question

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