Should I study/apply MS or MBA in US after B.Tech/ B.Com ? MBA vs MS fees, degree focus, funding ? Which is better ? – Part 2

In Decide MS - MBA in US by Kumar660 Comments

Fees  MBA vs MS ? Which is cheap ? State University Vs Private Schools

This article is continuation of Should I study/apply for MS or MBA in US after B.Tech/ B.Com ? MBA vs MS fees, degree focus, and funding issues explained – Part 1, please read the previous article  before you read part 2.

MS fee is typically much cheaper than MBA fees. You might ask, why is it ? Simple answer, because MBA is typically done by people who are working and for significant number of them their companies pay for the fee. Why do companies pay for education ? Well, they want their employees to grow and become elite managers to sustain the growth and boost  their organization. Also, people can get paid lot more after MBA because their designation changes if they are good ! With recession it is tough these days…. Will everyone make high salary ? Nope, it depends on your talent and University you go to…economy too L   . Again, it depends on every University. State schools fee is always cheaper than Private Schools. For instance, MBA at private school like University of Chicago will cost you ONLY the tuition for NINE MONTHS is $49,000 and MBA at state school like University of Wisconsin will cost you $13,348 for a SEMESTER or around $26,800 for two semesters.  For masters it is same typically in terms of state or private schools, it is cheaper to study in state schools. For instance, fees at University of Houston Masters program is around $600 per credit, that comes to $5400 per semester if you take 9 credits.  Again, in state schools fees for MBA and MS might be pretty much very close or same with exception of special fee they charge for MBA. But private schools it is much different.

Funding for MBA and MS ?

Funding is a big thing for students and most common types of funding as I explained are in form of TA, RA and GA. Check the post about what are TA, GA and RA for more info if you do not know with funding info.    Let’s think logically first, MS is more technical and research oriented, logically speaking if the University has more research funding then, there is more funding for MS. On the other hand, MBA, it is not tied very much to research, where do funds come from ?  Only source for MBA funding is Fellowships, scholarships or TAs for Undergrad Business students.  If you notice, for MBA, research part is almost not there unless you are in PhD. Guess what, if you are MBA and applying for funding in Business school,  MS people of Marketing or Finance are competition to you for that too.  So, your option is to work in other departments or no funding at all. But for MS, you have many options like working as RA, TA or GA in your department or other department based on your background.  Not only logically, in reality too, there is less funding for MBA than MS due to the research focus and other related aspects. You may get in-state tuition in state universities if you stay long enough like year or so and pay taxes in that states, but in private schools forget about funding…

Confused??  Here is my piece of advice….

I know most of you want to be managers and entrepreneurs in future by jumping into MBA right after B.Tech, B.A or B.Com… Let me tell you the truth folks, You will learn very little if you go to MBA without two to three years of work experience. You have to work in an organization setting to fully comprehend and appreciate the full potential of MBA.  For this reason, most of the business schools have requirement of 3 to 5 years of work experience as a major factor.  Think about this, “if you were never a team member, how will you understand the team member’s problems and their perspective if you  were never a team member and directly have become a manager”. So, start at the base and then climb up ! My recommendation is if you are starting your career, then do not go for MBA, work and then go. Check this article for more info on this. As of MS is concerned, as I said in previous posts there are many types of students who would like to come to US for education and some for Job only.  Depending on your situation, you may pick one of the below.

  • Typically, MS is done for anyone with career path of PhD  or research.
  • If you want to do PhD some day and be professor, then MS and PhD integrated program.
  • If you worked for two years, and have money to support your MBA financially, then MBA
  • If you are not sure what you want to do, then take time to think about what you really like and where you see yourself in next 10 years and take a decision on what makes sense for your career path.

These are just my personal suggestions…it is your decision, plan well and go for your passion… I am not trying to discourage anyone to do MBA right after B.Tech, but just telling you the facts I have learnt. If you have any questions, post a comment under this, I will respond !

Good Luck ! Make a Wise Decision….It is your future !

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Comments ( 660 )

  1. madhav

    Hi kumar

    i am currently a 2nd year B.E computer engineering student .i am still too confused about mba vs ms.see i am a person who believes in loving what i do rather than do what you love..i like programming …honestly currently i am not that good at that but with practise can even be better at programming..but i always wanted to be CEO of company…having my own company…to work for myself and do something extraordinary…i dont know what i should do..too confused..needed guidance..awaited reply..thanks.

    1. administrator
      Kumar

      madhav,
      If you really want to be CEO of a company, having any education around MBA would help. Specifically, you do not need to have any sort of training or such. You can start to learn about entrepreneurship online. Just go to Starup Course by Y Combinator, it is a great course to review. If you really want to something, I suggest having MBA will give you the business side of things and let you be more customer driven. Read some books on entrepreneurship, you will get more ideas…

  2. VIGNESH

    Hello Kumar
    This is vicky BE graduate, 2015 passed out and currently im working till now. i have planned to do MBA in 2017 but only in top schools , is this decision wise and good and what are the kind of packages that we can expect for an MBA grad from IIM?..

    1. administrator
      Kumar

      Vignesh,
      It is a wise decision to work for couple years and then work. Read When to do MBA after BE . It all depends on the kind of job you land after MBA, there is no standard. You can check the respective Business schools’ websites to get an idea of the salary of the alumni. You can check FT.com as well.

  3. Vikas

    Hi Kumar , First of all Awesome post and more importantly answering every comment !!! really appreciate that.
    I also have a query, please help me through this .
    I have done BTech in mechanical and have 3.5 years of experience in Nuclear power plant. My first priority is to have Good Salary job , second is preferably in technical but not in research. Can you tell me what is the Good salary job scope for me after doing MBA or MS in Mechanical Engg and administration .

    1. administrator
      Kumar

      Vikas,
      Good Salary is very relative…One of my friends has similar background and he has done MS in Engineering Management and he now manages engineers, it is an administration role. You could either do MS in Engineering management or do MBA and try to crack into leadership roles for better pay and position. It requires careful planning…Speak to your seniors or your senior colleagues on their journey and get some insights…Pick something that you are passionate about, you will be able to make money anywhere if you show your value…

  4. sid

    Hi Kumar,

    i have close to 3 years of experience(2 years and 7 months) in IT field as Quality assurance. i want to enter in the field of investment banking. right now i have two options to consider MS in Finance or MBA. however for MBA , work experience is less.

    when discussed with family, they said i should opt for MS in Information System where your 2 years of IT experience can be useful.

    at this point i am confused, what to opt for because since economy is at lower side, and “Engineer pursuing MS in finance wont be a good idea”.

    could please help me through, which field i should go to?

    it is a nice post which you have explained very well. it is helpful to me so to put my query to you.

    Regards,
    Sid

    1. administrator
      Kumar

      Sid,
      I always believe in pursuing something that you are passionate about. Family advise is always good as they want to see us happy and have a job…on the flip side, we may end up into a cycle where our passion does not get fulfilled and we end up working all our lives without any satisfaction. There is always a risk you take when you try something new…but, you need to make a calculated risk to pursue your passion. Take time to think of your situation and pursue your passion. I was exactly in your situation few years ago, I tried to subtly convince my parents and go ahead with my MBA….

      1. Sid

        Hi Kumar,

        thanks for the advice , i think what i exactly looking is to update my skills further more. that why i posted the post. whether to do MS in CS or Finance.

        your answer has certainly helped me what i should pursue. i need to tell you, i loved both subjects– finance and Computer science. though i never studied finance, but i knew some part of it while investing in stock markets . for CS, i use to opt Programming languages in B.tech in every semester when ever there is an elective to offer.

        May be working in IT has certain impact of pushing me toward Finance. it got me wonder may be that field of line would be better. but i forgot, both field will be challenging enough and only thing i have to do is to get the quality work and more importantly quality information about the subject. and that’s why my family advice was so important. hence i was confused earlier and had me posted the query on your article.

        i have decided for MS in CS.or may be Computational finance, depending on my Selection. i am planing from US.

        i want to know if you can help me understand the process of recruitment in US. i mean in India, we have campus recruitment after your graduation etc such as it is different procedure all together.

        how exactly it works in US especially for international student?

        hope to see your reply.

        With Regards,
        Sid

  5. Laxmi khandeshe

    Wonderful are your post!!
    Apperciate everything you have written..

    I cleared all my doubts..

    Thank you

  6. DILEEP

    hi kumar ,
    HAPPY NEW YEAR
    This is dileep, B.COM final year ,i want to do ms in us,for that 16 year education is reduired,so i decided to do bridge course,as i searched for 1 year pg courses i found colleges provide DISTANCE edication . does distance education is eligible for ? please help me out and please suggest some regular BRIDGE courses
    THANK YOU

    1. administrator
      Kumar

      Dileep,
      It always depends on the school you apply to for MS. I suggest you check with the schools you plan to apply, if that bridge course would work. In fact, some schools do recognize 3 year degree for MBA. Check can I do MBA with 15 years education . We do not advise on any courses.

  7. Jovita

    I am final year B.Com student in Mumbai appearing for my T.Y.B.Com in March 2016. Can I apply for M.S. in finance in U.S. after B.Com or do I have study for 2 more years in India before I apply for M.S.? People typically do their M.Com to complete 17 yrs of formal education before applying for M.S. But is that mandatory?
    Also is M.Com done via correspondence considered valid now for M.S. admission?
    Thanks

  8. Murali

    Hi! I’m into sales and marketing. Will an MBA be useful for mt career?? And if yes, which subject should i do my MBA in?

    1. administrator
      Kumar

      Murali,
      It totally depends on what you want to do with MBA. It is typically used as a management degree for going up the ladder or getting into specific areas of leadership. You need to think about where you see yourself in 5 to 10 years and pick some emphasis that you are passionate about…

  9. Sai

    Hi Kumar,
    You blog was very helpful..thankyou
    My name is Sai..I have done my BTech and i’m working in the US for the past 2 years (total experience of 5 years). I have also seen a lot of universities offering MS in Finance . It is considered as MS or MBA and what are your views on MS in Finance (or MS in finance related subjects)

    1. administrator
      Kumar

      Hi Sai, It is MS degree offered in the business school and NOT MBA. Typically, MS in finance is done by students who would like to pursue investment banking, brokerage, M&A area, CFO business area, go for this degree. You will be specialized in finance. It is up to your passion on where you see yourself. You may be asked to do some pre-requisites as your background is not in finance.

  10. gowtham

    Hi kumar,
    I have been graduated in computer science and engineering in BTECH,Now I am working as a software programmer from 1 year.But i am tired of this coding (as I am weak at coding)so i want to go for MBA? Is it a better option as MBA is My interest and I am also some what good at management and can u please tell me upto what level of coding we can expect in MS and the comparison of difficulties between both?
    Thankyou.

    1. administrator
      Kumar

      Gowtham, Both MS and MBA are very different programs, you cannot really compare them, it is not apples to apples comparison. If you are passionate about getting into management or business leadership kind of roles, it is a good to consider MBA after working for couple more years. Think about where you see yourself in next 10 years and then pursue education that adds value to that and helps you gain that vision.

  11. anamika

    I have done my engineering in IT and have 5.9 yrs of job experience in IT industry as SAP BASIS.Now I am planning to study further.I am planning to appear for Tofel.Can you please suggest.there our colleges which accept GRE score for MBA..I wanted to know what should I pursue MBA or MS in IT and I even wanted to know good universities which accept only TOFEL score and work experien
    Is Europe is better or USA is better for further studies

    1. administrator
      Kumar

      Anamika, The full list of such schools that accept GRE for MBA are at ETS website . You need to think about what you are passionate about and then pick something that you like. Better is very relative on what you want and your perception. Take some time to think about what you want to do and what drives you…Think about what you will want to do in after 10 years and pursue education that helps you do that…

  12. Sai

    Hii Kumar,
    I am pursuing my finally year b.tech. I am a Computer Science student. I am totally confused to choose whether MIS or MS after my education. I am interested in doing management degree rather than core courses in CS. Is a good opinion to choose management course after b.tech as I won’t be having any job experience. I don’t want to get a break in my education with job in between. So could you please suggest me a good one.

  13. Ramya

    Hii, Kumar..
    I am Ramya i am a b-tech graduate from ECE background ..i am actually a pass out of 2014 but i had couple of backlogs so was able to complete graduation in 2015.. my percentage is close to 55%..now i have become a little serious about my career and want to do MBA in USA .. i have a work experience of nearly 2 years in TECH MAHINDRA as tech support agent… i am now confused about what stream to choose and what are the preferred universities..and how much should i score in GMAT.. could you please help me!!

    1. administrator
      Kumar

      Ramya,
      One of the ways to look at your career options is to think about where you see yourself in 5 to 10 years after education. Based on that you can choose your career path. Once you decide on MS or MBA, then you can look for schools by doing research on the internet. Usually the schools would have average scores required by them for admission, that is a high level benchmark that you need. Again, admission decision is based on many factors and you need to ensure, you have your application well prepared with proper SOP, TOEFL scores, recommendations, etc.

      1. Ramya

        Thanks for your advise Kumar…what stream do you suggest for MBA ..as my Btech stream was ECE

        1. administrator
          Kumar

          Ramya, I suggest you think about what excites you…It is something that you need to choose based on your interests. Speak to few people, read online you will get some idea…Usually MBA is general administration with emphasis on an area.

  14. vishnuraj

    in MBA doing which specialisation is good for a man with an IT background.which specialization provides high salary .how can i get into too bussiness schools like harvard..standford…iam an average student having 7.5 cgpa..and am planning to do after 3 or 4 years so will my marks will be considered for getting admission.
    please help me

  15. rohit

    Hi Kumar, My name is Vemulapati Rohit Kumar Reddy. My details are as follows:-

    1) D.O.Birth : 11-07-1991
    2) SSC : 83%(Completed on 2006)
    3) Intermediate : 73%(2006-2009)
    4) Degree : 55 %(Pursued Bcom(Computers from Kakatiya
    University, Warangal). (2009-2012)
    5) Work experience : Working as Junior Assistant in State Government Area Hospital, Malakpet,
    Hydeabad(From 17.07.2010 to till date)

    Now I want to pursue MS or MBA according to my background in
    United States for Fall-2016 As I have done my 15 years of education.

    I have a good touch in Maths. My passion when I completed Intermediate was computers but due to circumstances I have done BCOM(Computers).

    My purpose of going US is to make money. If I go with MS or MBA what is the specialization good for my profile. Which career is good in long-lasting basis.
    My contact number is 9849532679.

  16. gita

    hello.
    I would like to know about the1. financial status and 2.types of positions in the companies; of the individuals after completing their respective courses of MS or MBA.

    1. administrator
      Kumar

      Gita, It totally depends on the role you apply to. There is no blanket answer. For instance, if you do MBA and get into Investment banking, you may make quite a bit of money…unlike, if you do MS and end up in a developer role, you may make less…so, it depends.

  17. Lalit

    Hi Kumar, I have done M.C.A and 4+ year experience in Software industry. I am planning for MBA in US. But I am confused about MS vs MBA. Sometime I think about MS in Data Analytics or BigData but after reading your article looks like I should go for MBA. Need your suggestions …

    1. administrator
      Kumar

      Lalit, As I mentioned about, it totally depends on your career aspirations. Your degree should help add value to your career growth. If you are keen on pursuing management roles, MBA will help…Again, doing MBA is one part, it comes down to how you position yourself to that roles. Take time to think about your long term goals and make a decision based on that.

  18. Iyan V

    Hello sir.. Myself completed ma b tech aeronautical engineering 2015 pasd out .. I like to do mba in US.. But every one saying mba without experience won’t help u..But to be frank as of aeronautical it’s tough to get in to any job… I don’t like to waste years for searching jobs alone.. So can I start ma mba from tis September 2016? Inspite of wasting years for searching jobs

    1. administrator
      Kumar

      Iyan V, Usually work experience helps a lot. Read Is work experience required for MBA Having said that, if you are in tough situation like you mentioned, you may go ahead. The catch is that some of the really good schools would have work experience as a requirement…one of the ways to increase your chances is to get really good scores in GMAT and TOEFL.

  19. rahul

    Hiii Kumar. I have few doubts I want to ask you. I am in the last year of my B.Tech. right now and I am now pretty sure that I dont want to be in technical line anymore, so I opted for MBA. But then I gave it a even more thought to and I realised that I love Maths more than anything. Now that I knew that I want to do something which can keep me involved in maths only so I searched even more, so I came up with some confusion in head if I should do MBA from some IIMs or MS in Mathematics because I can have all those job opportunities as that of an IIM student by MS too I guess… I am not sure??? Also please tell me what would be the opportunities I would be having after doing MBA and after MS in Mathematics…

    1. administrator
      Kumar

      Rahul, Where do you see yourself in 10 years time ? Doing what ? You should be dreaming of what you want to be in 10 years and make sure higher education helps you with that…MBA or MS should add value. The degree is how you position yourself….You can do MBA and have an emphasis in Operations Research, which is quite number focused…you could do MS in Finance and be around numbers…So, the opportunities are there….Coming to your question, I do not know if MS students from IIMs will be allowed for all job interviews like MBAs from those schools, it is very school specific…I suggest you look at your long term goals and where you want to be and then add education to that…

      1. rahul

        hiii kumar
        Firstly, thanx for replying to it. Now actually the problem is firstly as I already told you that Maths is my area of interest, apart from that I searched over for the subjects taught in IIM A. Most of them, to me, were more of commerce subjects and less of maths. Now that, if I opt for MS mathematics, then the field would obviously be of my interest but not sure of much job opportunities in it. Basically, I want careers in which my knowledge of pure maths could be fully used. I tried to find students who are doing or have passed out MS mathematics degree for further career perspectives but didn’t found any. If you have someone in your knowledge… please do let me know. And please tell me what do you think over this matter ??? What should I opt for according to you ?

        1. administrator
          Kumar

          Rahul, Your education degree is less relevant these days with Software jobs. You see people with Biology background doing Comp Science roles. I would suggest you think about your passion…Many data scientists have background in Mathematics….There are plenty of opportunities, it is how you position yourself for jobs. You can even look at doing such degrees in US or UK…Think about it…What do you see yourself doing in 10 years time…look from that perspective and then plan your education to help that…

  20. Varun C

    Do you think that going for MS first and then MBA , you would be wasting your time doing MS?

    1. administrator
      Kumar

      Varun C, Absolutely ! I wasted 2 years of my time doing MS. I would rather work and get experience during that two years, instead of MS, and do MBA directly.

  21. Shivam

    Hi Kumar, nice article posted by you. However, i have a very different kind of query. Firstly, i am not sure about what to choose MS or MBA. I am currently working in mainframe technologies for the past 11 months and i have worked on Java before that in my college and i liked working on Java Technologies so much as i use to hate mainframe. I really like the idea of learning new programming languages but i am really worried about my future because some people say there’s not enough money in this field. And i would like to see myself settled 3-4 years down the line, that’s why this MBA thing came into my mind.
    It would be very helpful if you provide me with the clarity as to what lies ahead (role wise) if i choose MS in computer science (considering i am an E&C graduate), what kind of jobs i might get and similarly for MBA. Keeping in mind that i am presently working in IT field and the growth prospects are very bleak and slow and i want to settle down in 3-4 years of time.
    Thanks

    1. administrator
      Kumar

      Shivam,
      There is nothing called settled in 3 years time. With the market dynamics, we need to be up to date to stay relevant and have good career. In in general, may not add too much value to your career unless you are into research or teaching. MBA on the other hand will give you a different track of career like project managers, product managers, other management roles. The fact is that you need to push yourself and grab such roles. Think about your interests and plan your education to add value to your career plan.

  22. Shyam

    Hi,
    I am a computer science student working in software field for 2 years. “If my work experience is in technical side (specific software say MatLab), in what way MBA will boost my career opportunities?” this question is confounding me whenever I think of MBA.

  23. Naik

    Hi Kumar, I have 2 years of Experience in SAP UI Fiori (no much coding was involved) and basically I have done Mechanical Engineering graduation, I am thinking of a master degree and pretty much confused in choosing the course. Should I go for MBA or MS? I am not interested in coding as well ! Please help me with that.

    1. administrator
      Kumar

      Naik, What do you want to do in the long run ? Where do you see yourself in the next 5 to 10 years ? Take sometime to think about these questions… Once you are clear on that, then pick up what makes you reach there. MS or MBA should add value to your career and help you achieve your long term goals. As the above article talks, those are the differences ( check part 1 of article too). If you are looking for management roles, it is a good idea to consider MBA. You can work for year or two more and then pursue that…

  24. Rhythm

    Neatly written! Much needed advice I could infer from the article. It helped me a lot in creating a clarity of thought. Keep up the good job kumar.

  25. Rishika

    I am currently pursuing my b.com hons and I am interested to pursue mis in USA I want to know if I am eligible with a three year degree and no prior work experience.

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